HAIL INSURANCE: DID YOU KNOW?
PLEASE READ THIS LETTER IN ITS ENTIRETY AS IT COULD QUITE POSSIBLY CHANGE THE WAY YOU PERCEIVE AND USE HAIL INSURANCE AS A TOOL IN YOUR FARMING OPERATION
DID YOU KNOW that SMHI has been providing affordable and continuous coverage for land owners for over 100 years; and
DID YOU KNOW that SMHI is operated and controlled by farmers for farmers and surplus funds from light claim years go back to their customers through lower rates; and
DID YOU KNOW that our board of directors is comprised of producers who are elected by delegates appointed by Rural Municipalities; and
DID YOU KNOW that SMHI does not pay a dividend and instead uses the income generated from surplus funds to annual subsidise you hail premiums by 8%; and
DID YOU KNOW that in a township where the rate is 2% you can cover your wheat or canola crop at $250.00 per acre for $5.00 per acre; and
DID YOU KNOW that SMHI is the only crop hail insurer that offers early prompt payment discounts; and
DID YOU KNOW that SMHI was the first company to automate the loss adjustment process; and
DID YOU KNOW that we have improved our claim response time and have strategically placed adjustment teams; and
DID YOU KNOW that we offer the most farmer friendly claim review practices in the industry; and
DID YOU KNOW that SMHI has paid back in losses over 77 cents of every dollar collected in premiums; and
DID YOU KNOW that you can also purchase insurance on your owned or rented land through ADDITIONAL MUNICIPAL HAIL LTD.; and
DID YOU KNOW that we offer a combined indemnity limit up to $850 per acre; and
DID YOU KNOW that you can file your SMHI crop report online; and
DID YOU KNOW that we have the team and resources in place to continuously take care of your hail insurance needs now and into the future; and
DID YOU KNOW that you can contact Anna Rintoul at (306) 365-2924 or Head office at 1-877-414-7644, or visit us online at smhi.ca to secure your Insurance coverage.
Storms are unpredictable. We aren’t.